Travel Insurance and Alcohol

Whilst we are by no means suggesting that youhealth care agreement with many people, France
abstain from alcohol whilst on holiday it's importantis one of the few countries which this doesn't
to release the implications that heavy drinking willextend too. If you invalid your travel insurance
have on your holiday insurance policy. Take thepolicy by drinking over the reasonable limit, then
example of Theo Paget, a 20-year old male whoyou should expect to pay around £4,000 if
suffered a spinal fracture when plummeting 50you break your limb under drunken circumstances.
feet from a balcony in Marmaris, Turkey. It was aThis price will rise if you need to be airlifted from
miracle that Theo survived a fall from such athe mountains.
large height and whilst the tabloids have dubbedSo what is the number of units set by holiday
him 'rubber man' one thing that he won't bounceinsurances that you shouldn't exceed if you don't
back from so lightly is his astronomical hospital bill.wish to invalidate your holiday insurance policy?
You see after Theo admitted that he was on aWell there actually isn't a set number, claims are
cocktail of drugs and booze at the time of the fallconsidered on a case-by-case basis but if a
his travel insurance policy refused to pay the pricemedical report or the travel insurance company
of his hospital admission. And why would they?considers that excessive alcohol intake was a
We do a lot of things drunk that we certainlyfactor of your claim then they are unlikely to pay
wouldn't do with a sane mind and if under theout.
influence of alcohol we believe that we canWhilst tales of drunken balcony plunges and
successfully jump 50 feet from a balcony, it issozzled snowboarders may have left you
unfair to make our holiday insurance companysuitability alarmed, the most common holiday
pay out when we soberly face the consequencesinsurance claim often rejected due to excessive
in a foreign hospital bed.alcohol intake is the missing passport, camera or
What are even more alarming are the sozzledmobile phone. When under the influence it is not
skiers that admitted to being drunk on the slopes.always possible to be aware of your surroundings,
A whopping 14% of people surveyed by a Britishespecially whilst in a foreign climate. However,
holiday insurance provider admitted that they hadremember that as well invalidating any travel
indeed taken to the slopes drunk. Whilst we're allinsurance claim made, drinking can also make you
for having a warming cup of mulled wine wea prime target for thieves. So whilst it's great to
prefer to enjoy our beverages apres ski and withlet your hair down, be careful not to overdo it
the French medical care being so costly who canwhilst on your summer holidays.
blame us? Whilst the EHIC card has a reciprocal